Innovative Employee Benefits and HSA Solutions
Maximize Value for Your Employee Benefit Program
InComm Benefits is the future of employee benefits with automated and intuitive spending accounts, including Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs) and more. Our innovative solutions are here to streamline your employee benefits, ensuring employees get the most value from your offerings.
Are your employees getting value from their benefits?
Are your Human Resources (HR) and employee benefits managers reporting that employees are not complaining about their benefits? While that may sound positive, remember that silence does not necessarily mean satisfaction. InComm Benefits research found that 78% of employees said they avoid using their HSA card if they are unsure an expense is eligible.* That lack of knowledge and underutilization of employee benefits can lead to greater difficulties in covering healthcare expenses – and a loss in payroll tax savings for your company.
Empower employees to get the most value from their benefits with a new way to HSA from InComm Benefits, a division of InComm Payments built on decades of payment innovation across the healthcare and retail industries.
Ready to see how our automated employee benefit platforms can solve your challenges?
Health Savings Accounts (HSA)
Discover an innovative Health Savings Account (HSA) that maximizes value for employees and employers with cash back rewards and automated tools. InComm Benefits is ready to elevate your workplace with HSA benefits that are truly for everyone.
Flexible Spending Accounts (FSA)
A Flexible Spending Account can save employees, their spouse and their qualifying children or relatives an average of 30% by using their pre-tax dollars for eligible FSA expenses.
Health Reimbursement Arrangements (HRA)
Robust employee benefits are crucial to attracting and retaining top-tier talent. A Health Reimbursement Arrangement (HRA) for employee benefits can help manage healthcare costs and foster a healthier workforce.
Commuter Benefits
Commuter benefits make getting to work more affordable and convenient for your employees. InComm offers best-in-class products that elevate commuter benefits beyond a “check the box” offering.
Continuation of Health Coverage (COBRA)
During a difficult time for an employee, you can offer them access to InComm Benefits’ COBRA solutions. Our innovative tools, support team, and resources help ease the stress of staying compliant while delivering self-service platforms that streamline the post-employment health benefits process.
Game-Changing Benefits
Innovative Benefits for Employers
The InComm Benefits HSA is a difference maker for your business, driving high-deductible health plan (HDHP) adoption and enrollment, and boosting employee satisfaction.
- Offers employees 2% cash back on purchases**
- Savings tools that help employees maximize their HSA dollars
- Enjoy savings on payroll taxes when your employees save more
- High satisfaction rate with employees
Game-Changing Benefits for Brokers
Brokers are heroes to the organizations they help everyday with benefit solutions that attract and retain the best talent. InComm Benefits is ready to help brokers and their clients soar to new heights with a superior HSA that is transforming the way employees manage their funds.
- Delivers innovative, reliable, and hassle-free benefits
- Provides exceptional service and a seamless experience
- 97% satisfaction rate with employees
- Dedicated healthcare partner with 15 years of experience
Intuitive Benefits for Employees
Finally, an HSA designed with your needs in mind that will help you spend as well as save:
- Advanced payment technology identifies HSA-eligible expenses and saves receipts
- Offers 2% cash back on purchases**
- One card does it all; no more using multiple cards
- Enjoy tax-free investing via market-leading mutual funds
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Additional Resources
One place for all the latest from InComm Benefits in videos, articles, infographics, and more. We’re more than the average HSA provider—bringing you year-round education, industry insights, and employee resources.
The Wallet Revolution: How HSAs Are Becoming Part of Everyday Life
For years, Health Savings Accounts (HSAs) occupied a very specific corner of the benefits world. Employees enrolled, made contributions, used the funds for the occasional doctor’s visit, and moved on. But today's HSA is no longer just a...
Data-Driven Benefits Decisions: What Metrics HR Should Track in 2026
A practical guide to measuring participation, employee experience and value Benefits data is useful only when it helps employers decide what to improve. A focused dashboard should show whether employees understand their benefits, can use them...
InComm Payments Enables Health Plan Members to Use Benefits and Rewards Cards at Sam’s Club
Members of participating health plans can now use supplemental benefit cards at Sam’s Club locations nationwideATLANTA, GA — August 26, 2026 — InComm Payments, a leading payments technology company, today announced that Sam’s Club has joined the...
InComm Benefits Survey Reveals Gap Between HR Expectations and Employee Benefits Experience
New research shows HR teams want simpler administration, stronger support and better tools to help employees use HSAs and other spending accounts with confidenceATLANTA, GA — August 5, 2026 — InComm Benefits, a division of global payments...
5 Simple Ways to Recognize Employees and Boost Morale This Summer
Summer often brings shifting schedules, vacations, and changes in the usual rhythm of work. It can also be a good time to pause and recognize the people who continue to keep things moving. For HR leaders, business owners, and people managers, a...
Often-Overlooked HSA-Eligible Expenses Employees Should Know About
Health savings accounts (HSAs) can help employees pay for qualified healthcare expenses using tax-advantaged dollars. While doctor visits and prescriptions may be the first expenses that come to mind, HSAs can also be used for a broader range of...
Why HSAs Remain an Underutilized Employee Benefit—and How HR Can Help
Health savings accounts (HSAs) offer employees a valuable combination of tax advantages, spending flexibility, and long-term savings potential. Yet the HSA experience can still feel complicated for employees who are unsure how their accounts...
Personalized Benefits Communication: What Works (and What Doesn’t)
Employees expect personalized experiences everywhere—from streaming services to banking—and workplace benefits are no exception. Yet many organizations still rely on broad, one-size-fits-all benefits communications that overwhelm employees...
Multi-Generational Benefits Strategy: Focusing on Health and Financial Wellness
Designing benefits for a multi-generational workforce means combining core health coverage with flexible, targeted programs that address diverse needs. Foundational offerings—medical, dental, vision, mental health support, paid time off, and...
Remote and Hybrid Work: How Benefits Are Evolving
Remote and Hybrid Work: How Benefits Are Evolving Remote and hybrid work have shifted from temporary solutions to long-term workforce strategies. As organizations refine these models, HR leaders are rethinking how employee benefits support...