What HR Leaders Are Prioritizing as Employee Benefits Evolve
InComm Benefits surveyed 300+ HR professionals managing HSAs and spending accounts to understand what employees are asking, where HR teams see opportunities for improvement, and what they expect from their benefits partners.
Why It Matters
Employee benefits are only valuable when employees understand how to use them.
The research shows that HR teams are looking for ways to make benefits easier to understand, easier to access, and easier to manage—for both employees and HR.
Inside the Research
The report explores:
- Common employee questions about spending accounts
- Benefits education and communication gaps
- Technology and automation opportunities
- Vendor support expectations
- Areas where HR leaders see the greatest opportunity to improve
Download the 2026 HR Leaders Research
Get insights into the challenges, priorities, and opportunities shaping the employee benefits experience.
Why Us?
At InComm Payments, we’re leaders in payment technology, trusted by top global brands for our innovation in the gift card and healthcare industries.
Now, we’re bringing that same expertise to the employee benefits space. We’re here to simplify spending accounts, break down traditional barriers, and create a seamless, accessible, and impactful experience for both employers and employees. With decades of experience and forward-thinking technology, we’re changing the game.
Ready for a smarter benefits experience? Let’s make it happen.
Game-Changing Benefits
Innovative Benefits for Employers
The InComm Benefits HSA is a difference maker for your business, driving high-deductible health plan (HDHP) adoption and enrollment, and boosting employee satisfaction.
- Offers employees 2% cash back on purchases**
- Savings tools that help employees maximize their HSA dollars
- Enjoy savings on payroll taxes when your employees save more
- High satisfaction rate with employees
Game-Changing Benefits for Brokers
Brokers are heroes to the organizations they help everyday with benefit solutions that attract and retain the best talent. InComm Benefits is ready to help brokers and their clients soar to new heights with a superior HSA that is transforming the way employees manage their funds.
- Delivers innovative, reliable, and hassle-free benefits
- Provides exceptional service and a seamless experience
- 97% satisfaction rate with employees
- Dedicated healthcare partner with 15 years of experience
Intuitive Benefits for Employees
Finally, an HSA designed with your needs in mind that will help you spend as well as save:
- Advanced payment technology identifies HSA-eligible expenses and saves receipts
- Offers 2% cash back on purchases**
- One card does it all; no more using multiple cards
- Enjoy tax-free investing via market-leading mutual funds
Looking For Your Account? Click here.
InComm Benefits 2026 HSA User Survey. Results based on 1,227 current HSA users surveyed in May 2025.
Cash back is subject to terms and conditions.
InComm is a financial technology company, not an FDIC-insured bank. Banking services are provided by Coastal Community Bank, Member FDIC. The InComm Visa® Debit Card is issued by Coastal Community Bank pursuant to a license from Visa U.S.A. Inc. InComm spending accounts are FDIC insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met.
Investment products are provided by Devenir Group, LLC. Investment products are not insured by Coastal Community Bank, the FDIC, or any Federal Government Agency, are not a deposit, and may lose value