InComm Healthcare: Dental, Vision & Hearing Supplemental Benefits for Health Plans

Flex Card Solutions That Improve Member Access to Dental, Vision and Hearing Care

InComm Healthcare offers health plans an easy-to-manage dental, vision, and hearing supplemental benefits program to help members quickly and conveniently access essential care services.

Dental Vision Hearing Benefits for Health Plan Members

InComm Healthcare offers health plans a flexible Dual Network Benefit Card™, a flex card, making it easy to deliver dental, vision, and hearing supplemental benefits. This all-in-one card empowers members to access essential care services without dealing with traditional insurance hassles. Flexible dental, vision and hearing benefits are the #1 benefit Medicare members want.*

What the Flex Card Offers

Dental Vision and Hearing benefits

Comprehensive Coverage

Members can use their flex card for a wide range of services, including dental cleanings, fillings, dentures, vision exams, eyeglasses, contact lenses, hearing exams and hearing aids.

No Waiting Periods or Benefit Caps

Funds are available immediately with no delays or maximum limits.

Other healthcare benefits
Use the OTC Network card to pay directly at merchants for DVH services

Direct Payment, No Paperwork

Members pay directly at participating providers. No copays, deductibles or claims to file.

Health Plan Benefits – Designed to Make Your Job Easier

One Flex Card for Multiple Benefits

Load dental vision and hearing and other supplemental benefit funds onto a single Dual Network Benefit Card™.

Built-In Spending Controls

Limit spending to approved providers and eligible services using merchant category codes.

InComm InCentives Shop provides an easy to use eCommerce platform for ordering gift cards in bulk
File Transfer Protocol (FTP) utilizes an easy drag-and-drop format for submitting orders

Flexible Funding Options

Load benefits annually, quarterly or monthly.

Group-Based Benefit Management

Assign different benefit amounts to specific member segments or plan types.

Additional Benefits You Can Offer on the Same Card

Tooth icon for dental, vision, and hearing benefits

Dental

eye chart icon

Vision

hearing icon

Hearing

acupuncture icon

Acupuncture

Apple and carrot icons for farm fresh produce

Grocery

Spine and hands icon for chiropractic care

Chiropractic

Lightbulb icon for utility and internet bill payment

Utility Bills

Dumbell icon for fitness

Fitness

Briefcase with healthcare cross for home health

Telehealth

massage icon

Massage

Support Your Members with More Retailer Choices

The OTC Network® connects health plan members with over 74,000 retailers nationwide, making it easy for them to use their benefits for essential items like OTC medicines, groceries and wellness products.

Why It Matters for Health Plans:

  • Increase member satisfaction: Members easily use their Medicare OTC benefits at national retailers, along with independent pharmacies, grocers and farmers markets 
  • Expand your network: Reach millions of cardholders through the largest retailer network in the industry. 
  • Proven results: More than $3.5 billion in benefits spent annually by over 10 million members.
CVS
Meijer
Instacart
Cub Foods
Dollar Tree
Publix
Uber
Uber Eats
Ahold Delhaize

Contact Us to Learn More

Are you an individual wanting OTC Benefits?

Our OTC benefit programs are provided through health plans and are not available for individual purchase. To access OTC benefits, please contact your health plan to learn what programs may be included with your coverage.

If you already have OTC benefits and need assistance with your account, eligible products, orders, or other benefit-related questions, please contact your health plan's member services team directly. They can provide information specific to your coverage and benefits.