InComm Healthcare: Dental, Vision & Hearing Supplemental Benefits for Health Plans
Flex Card Solutions That Improve Member Access to Dental, Vision and Hearing Care
InComm Healthcare offers health plans an easy-to-manage dental, vision, and hearing supplemental benefits program to help members quickly and conveniently access essential care services.
Dental Vision Hearing Benefits for Health Plan Members
InComm Healthcare offers health plans a flexible Dual Network Benefit Card™, a flex card, making it easy to deliver dental, vision, and hearing supplemental benefits. This all-in-one card empowers members to access essential care services without dealing with traditional insurance hassles. Flexible dental, vision and hearing benefits are the #1 benefit Medicare members want.*
What the Flex Card Offers

Comprehensive Coverage
Members can use their flex card for a wide range of services, including dental cleanings, fillings, dentures, vision exams, eyeglasses, contact lenses, hearing exams and hearing aids.
No Waiting Periods or Benefit Caps
Funds are available immediately with no delays or maximum limits.


Direct Payment, No Paperwork
Members pay directly at participating providers. No copays, deductibles or claims to file.
Health Plan Benefits – Designed to Make Your Job Easier
One Flex Card for Multiple Benefits
Load dental vision and hearing and other supplemental benefit funds onto a single Dual Network Benefit Card™.
Built-In Spending Controls
Limit spending to approved providers and eligible services using merchant category codes.


Flexible Funding Options
Load benefits annually, quarterly or monthly.
Group-Based Benefit Management
Assign different benefit amounts to specific member segments or plan types.
Additional Benefits You Can Offer on the Same Card

Dental
Vision
Hearing
Acupuncture

Grocery

Chiropractic

Utility Bills

Fitness

Telehealth
Massage
Support Your Members with More Retailer Choices
The OTC Network® connects health plan members with over 74,000 retailers nationwide, making it easy for them to use their benefits for essential items like OTC medicines, groceries and wellness products.
Why It Matters for Health Plans:
- Increase member satisfaction: Members easily use their Medicare OTC benefits at national retailers, along with independent pharmacies, grocers and farmers markets
- Expand your network: Reach millions of cardholders through the largest retailer network in the industry.
- Proven results: More than $3.5 billion in benefits spent annually by over 10 million members.
Contact Us to Learn More
Our OTC benefit programs are provided through health plans and are not available for individual purchase. To access OTC benefits, please contact your health plan to learn what programs may be included with your coverage.
If you already have OTC benefits and need assistance with your account, eligible products, orders, or other benefit-related questions, please contact your health plan's member services team directly. They can provide information specific to your coverage and benefits.









