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While Medicare offers comprehensive coverage, supplemental benefits offer health plans a way to cover healthcare gaps. Funds can be provided to cover out-of-pocket expenses and offset costs. Health plans can offer supplemental benefits including over-the-counter wellness items, healthy foods, dental, vision, and more in their programs

Offering supplemental benefits has proven to enhance member satisfaction and 49% of members are likely to leave a plan without their preferred supplemental benefits.*

InComm breaks down the things to consider when choosing a supplemental benefit provider.

*InComm Healthcare, Medicare Member Survey, February 2023 (1,551 Medicare Recipients Surveyed) 

Motivate health plan members to improve their healthy choices through a dynamic rewards system. We understand the balance between promoting health outcomes and ensuring member satisfaction. Offer digital and physical card options to create an enhanced experience for your members. This creates proactive health journeys for members, knowing that every step they take towards wellness is not only beneficial for their health but also rewarding in tangible ways. Health plans can close care gaps with wellness rewards, increasing HEDIS scores and Star ratings.  
 
Restricted Spend Reward Cards can be designed to purchase only healthy items. Health plans can customize the cards, reload funds, and any unused funds are returned to the plan. 

Medicaid health plans can take advantage of tailored benefits funds and incentives. InComm’s Healthy Foods Benefits enable the utilization of government-provided funds to purchase nutritious food items and essential groceries. Health plans can include a First Years Wellness Benefit, aimed at assisting parents in preparing for children. These funds can be applied to prenatal healthful foods or post-pregnancy necessities such as diapers. Health plans can also use funds to motivate members to adopt healthier behaviors, thus enhancing overall health results. 

The InComm HSA integrates artificial intelligence, a banking account, and a user-friendly mobile app. It empowers employees to optimize their health savings accounts through automated expense management. Streamlined tools and an intuitive admin dashboard simplify the process of overseeing eligibility and contributions.

FSAs let you deduct money from your paycheck, on a pre-tax basis, to pay for eligible healthcare and dependent care expenses. These funds avoid Federal Income Tax, FICA and most state taxes. And best of all, tax savings apply to both employees and employers. 

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