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Medicare Supplemental Benefits

While Medicare offers comprehensive coverage, supplemental benefits offer health plans a way to cover healthcare gaps. Funds can be provided to cover out-of-pocket expenses and offset costs. Health plans can offer supplemental benefits including over-the-counter wellness items, healthy foods, dental, vision, and more in their programs

Offering supplemental benefits has proven to enhance member satisfaction and 49% of members are likely to leave a plan without their preferred supplemental benefits.*

InComm breaks down the things to consider when choosing a supplemental benefit provider.

*InComm Healthcare, Medicare Member Survey, February 2023 (1,551 Medicare Recipients Surveyed) 

Wellness Incentives

Motivate health plan members to improve their healthy choices through a dynamic rewards system. We understand the balance between promoting health outcomes and ensuring member satisfaction. Offer digital and physical card options to create an enhanced experience for your members. This creates proactive health journeys for members, knowing that every step they take towards wellness is not only beneficial for their health but also rewarding in tangible ways. Health plans can close care gaps with wellness rewards, increasing HEDIS scores and Star ratings.  
 
Restricted Spend Reward Cards can be designed to purchase only healthy items. Health plans can customize the cards, reload funds, and any unused funds are returned to the plan. 

Medicaid Benefits and Incentives

Medicaid health plans can take advantage of tailored benefits funds and incentives. InComm’s Healthy Foods Benefits enable the utilization of government-provided funds to purchase nutritious food items and essential groceries. Health plans can include a First Years Wellness Benefit, aimed at assisting parents in preparing for children. These funds can be applied to prenatal healthful foods or post-pregnancy necessities such as diapers. Health plans can also use funds to motivate members to adopt healthier behaviors, thus enhancing overall health results. 

Health Savings Account (HSA)

The InComm HSA integrates artificial intelligence, a banking account, and a user-friendly mobile app. It empowers employees to optimize their health savings accounts through automated expense management. Streamlined tools and an intuitive admin dashboard simplify the process of overseeing eligibility and contributions.

Flexible Spending Account (FSA)

FSAs let you deduct money from your paycheck, on a pre-tax basis, to pay for eligible healthcare and dependent care expenses. These funds avoid Federal Income Tax, FICA and most state taxes. And best of all, tax savings apply to both employees and employers. 

Hear what our customers have to say

“The experience with InComm was engaging; the customer service was clear and concise. The Account Management team held weekly touchpoints and was available.”

“The team has been helpful and flexible. InComm has worked with us to develop unique solutions for our members and market. We have been able to develop top-of-market, differentiating benefits.”

“The OTC benefit is our most highly used supplemental benefit for our members and has a direct impact on retention and new enrollment.”

“InComm is a team of dedicated individuals that strives to deliver products and services that meet the needs of the benefit offerings provided to our customers and provides the data we need to manage the benefits effectively. It has brought to market a valuable resource for our customers that simplifies access to their benefits.”

In The News

5 Ways to Maximize Your HSA

5 Ways to Maximize Your HSA

1. The more that employees contribute to HSAs, the more taxes they save. HSAs are one of the most tax-advantaged accounts, and the money is theirs forever. Immediate tax-exempt contributions. Federal tax-free investment earnings and dividends. Eligible health expenses are tax-exempt....

Choosing a Benefits Provider

Choosing a Benefits Provider

Ahead of the Benefits Game: InComm Healthcare Always Within Reach On average, there is an OTC Network® retail location within a mile of every U.S. household. Flexible Purchasing Options Members can purchase in-store, online, over the phone, or through mail-in order form. One Card, Endless Benefits...

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