OTC (Over-The-Counter) Products
Medicare Advantage plan members can take control of their health, encouraging healthy behavior while benefiting your plan’s costs of care.


Supplemental Benefits Made Easy
- Restrict benefit spending to only CMS-compliant health-related items, with no cash withdrawal capability. OTC allowance funds can be used on common eligible OTC items including non-prescription drugs, vitamin supplements, first aid supplies, pain relievers, toothpaste, denture care, and dietary wellness products. Exclusions apply on ATF items.
- Comprehensive reporting tools
- Lower health plan cost by recapturing any unspent benefit dollars
- Exclusive discounts and savings on health care products and services
- Multi-wallet capabilities — deliver multiple programs on a single card. This OTC health card can house the member ID card as well as the benefit card number, for a truly one-card solution.
Convenient Plan Member Services
Members can shop in-store at 66,000 retail stores, online, over the phone, or via mail order form using the OTC card. Our user-friendly web portal and mobile app, My Benefits Center, make it easy to check card balance(s), locate participating retailers, and determine eligible items.

In-Store

Online

Phone

Mail Order
“The OTC product that InComm offers is best-in-class in the industry. It’s a benefit our members truly want … and InComm makes it such an easy process.”
Product and Strategy Director – Oscar Health