InComm image


Powered by the OTC Network®, we offer the best-in-class solution for OTC (over-the-counter) supplemental benefit programs.

  • Restrict benefit spending to only CMS-compliant health products, with no cash withdrawal capability. Common eligible OTC items include: vitamin supplements, first aid, toothpaste, denture care, and dietary wellness items.

  • Comprehensive reporting tools

  • Lower health plan cost by recapturing any unspent benefit dollars

  • Exclusive discounts and savings on health care products and services

  • Multi-wallet capabilities — deliver multiple programs on a single card. This OTC card can house the member ID as well as the benefit card number, for a truly one-card solution.




“The OTC product that InComm offers is best-in-class in the industry. It’s a benefit our members truly want … and InComm makes it such an easy process.” 


Product and Strategy Director - Oscar Health




InComm image


Shop In-Store at 62,000+ Locations

InComm Payments offers the largest network of participating stores in the industry, including national and independent retailers carrying OTC products.


InComm image




InComm image

Convenient Plan Member Services

Members can shop in-store, online, over the phone, or via mail order. Our user-friendly web portal, My Benefits Center and mobile app make it easy to check card balance(s), locate participating retailers, and determine eligible items.






Interested in learning more? Connect with us today.