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Powered by the OTC Network®, we offer the best-in-class solution for OTC supplemental benefit programs.

  • Restrict benefit spending to only CMS-compliant health products, with no cash withdrawal capability

  • Comprehensive reporting tools

  • Lower health plan cost by recapturing any unspent benefit dollars

  • Exclusive discounts and savings on health care products and services

  • Multi-wallet capabilities — deliver multiple programs on a single card




“The OTC product that InComm offers is best-in-class in the industry. It’s a benefit our members truly want … and InComm makes it such an easy process.” 


Product and Strategy Director - Oscar Health




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Shop In-Store at 62,000+ Locations

InComm Payments offers the largest network of national and independent retailers carrying OTC products.


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Convenient Member Experience

Members can shop in-store, online, over the phone, or via mail order. Our user-friendly Member Portal and OTC Network mobile app make it easy to check balances, locate participating retailers, and determine item eligibility.






Interested in learning more? Connect with us today.