One Card That Does It All
OUR DUAL NETWORK BENEFIT CARD™ simplifies the member experience by combining all supplemental benefit solutions and member ID information on a single card—leading to improved member satisfaction.
- Supports both product and flex category restrictions
- Provides the largest proprietary retail network to support product level restrictions—over 68,000 retail locations and multiple online options
- Personalized web and mobile app experience that combines all benefits and incentives
- Unlimited configurability to align with your health plan’s benefit programs
- One connection to streamline benefit management, minimizing out-of-pocket costs, copays, high deductibles, co-pays, and reimbursements
Healthcare Benefits & Rewards That Get Results
Improve your members’ well-being and peace of mind with our streamlined, all-in-one InComm Dual Network Benefit Card™ (flex card).
Health plans can add member ID to show members’ health plan information needed for medical visits and records. The benefit design can have each benefit as its own individual wallet, or all benefits can be in one wallet, providing custom health plan options.
OTC (Over-the-Counter) Products
Members receive funds restricted to be spent on CMS-compliant products. Multiple catalogs are available to determine item eligibility, including condition-specific (targeted) catalogs.
More Benefits & Programs
Our benefits portfolio also includes home health care, fitness, acupuncture, chiropractic, utilities and internet bill payment and much more.
Best-In-Class Member Experience With 68,000+ Participating Retailers
Members can easily check their available balances, find retailers, and look up eligible items through My Benefits Center
Supplemental Benefits Offerings Explained
As health insurance costs continue to rise, many Medicare Advantage plans (Medicare Part D) are choosing to help offset healthcare costs by offering supplemental health benefit programs. These insurance companies offer programs that provide funds to Medicare and Medicaid cardholders for eligible health care items and qualifying services, that would otherwise not be covered by their health plans.
49% of Medicare program participants (beneficiaries) are likely to leave a plan without their preferred supplemental benefits. (InComm Healthcare, 2023 Medicare Participants Research) . Plans that go beyond the basic benefits package and offer flex cards improve member satisfaction and overall health through increased preventative care. This decreases out of pocket costs, and other medical expenses associated with cost of care.
With OTC, wellness rewards, meal delivery, transportation and more, InComm Healthcare can positively affect 17 out of 33 STAR ratings categories (including breast cancer screenings, diabetes care, annual flu vaccines, and improving or maintaining physical health).
All Your Benefit Needs In One Place
Partner with a company that can provide a singular access point to multiple benefits vendors as a convenience to you and your members.
*InComm Healthcare, Medicare Study, 2021
In The News
2023 Medicare Member Survey We asked 1,551 Medicare recipients what they liked the most, and the least about their current benefits and what factors they consider when comparing different plans. Our findings suggest members place a high value on convenient retailer locations, and selecting plans...
InComm Payments Wins “Consumer Payments Innovation Award” in 7th Annual FinTech Breakthrough Awards Program
Prestigious International Awards Program Recognizes Outstanding Financial Technology Products and CompaniesATLANTA - March 23, 2023 – InComm Payments, a leading payments technology company, today announced that its Dual Network Benefit Card ™, a solution of its InComm Healthcare business division,...
According to Health.gov, “Social determinants of health (SDOH) have a major impact on people’s health, well-being, and quality of life.” Healthy People 2030 defines SDOH as the conditions in the environments in which people are born, live, learn, work, etc., that affect a wide range of health,...