Long-term member health is everyone’s end goal.

We help health plans build targeted incentive programs that address risk factors and encourage healthy behaviors. Our restricted-spend technology limits purchases to only specified items, and all unused funds are returned to the plan. With digital delivery of funds for multiple programs on one OTC Network® card, it’s the most efficient program for managing incentives and rewards. And members will love not just receiving the incentives, but how convenient it is to use them.


Preventative care leads to healthier, happier members.


Incentives & Rewards Made Easy

As experienced providers of benefits and incentives programs, we have the tools and expertise to boost your:

InComm – Graphic of a benefits card and a graph chart in the background.

Program Features

  • Helps improve your HEDIS® scores
  • Custom-branded cards put your plan first and foremost in members’ minds
Member Satisfaction

Member Satisfaction

  • Instant delivery of rewards or incentive funds
  • Restricts spending to only health and wellness items
  • No cash withdrawal capability
Bottom Line

Bottom Line

  • Unused funds are returned to the health plan

  • Comprehensive reporting tools



“InComm is not just one solution, they are a multitude of solutions offering different benefits for different segments of the population. It makes me feel better as a partner to know that I can have multiple benefits provided by a best-in-class company.”


- Product and Strategy Director - Oscar Health



Members Value Incentives

of health plan members are interested
in provider programs that offer
incentives for routine and preventative care. 

of health plan members said incentives
would help them achieve their health goals.


Source: InComm Payments Research | 2020


With more than 60,000 retail locations in our network, members can spend their over-the-counter benefits on thousands of eligible products at retailers in their neighborhood.

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Leading Partners in Benefits and Incentives Delivery


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Instant Disbursement

Funds are delivered directly to the card, ready when your members expect them.


Member Convenience

The OTC Network Member Portal lets members check balances, view eligible items, locate retailers and find exclusive discounts.



Interested in learning more? Connect with us today.