Together, we can transform your OTC program

Powered by the OTC Network®, our OTC Supplemental Benefit Card is the best-in-class solution for over-the-counter (OTC) benefit management. Accessing and spending funds is easy and convenient for members, and delivery and management are simplified for plans. You save money, your members stay happy.


Supplemental Benefits Made Easy

As experienced providers of benefits and incentives programs, we have the tools and expertise to boost your:

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Program Features

  • Restrict spending to only CMS-compliant products
  • Multi-wallet capabilities – deliver multiple programs on a single card
  • Custom-branded cards
Member Satisfaction

Member Satisfaction

  • Single card for convenient delivery and use of funds
  • Exclusive discounts and savings on health care products and services
Bottom Line

Bottom Line

  • No cash withdrawal capability
  • Lower cost by recapturing any unspent benefit dollars
  • Comprehensive reporting tools



“The OTC product that InComm offers is best-in-class in the industry. It’s a benefit our members truly want….and InComm makes it such an easy process.” 


Product and Strategy Director - Oscar Health



With more than 65,000 retail locations in our network, members can spend their over-the-counter benefits on thousands of eligible products at retailers in their neighborhood.

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Leading Partners in Benefits and Incentives Delivery


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Instant Disbursement

Funds are delivered directly to the card, ready when your members expect them.


Member Convenience

The OTC Network Member Portal lets members check balances, view eligible items, locate retailers and find exclusive discounts.




Interested in learning more? Connect with us today.